Why a Written Will is so important

I never thought I'd write about planning for death. It seemed like something for older people or rich people—something I could put off until "someday." But everything changed when my cousin died at the early age of 37. He worked as a police officer and you know in the provice they are not really looking into this things and they thought when you write a will you are about to die.  That's crazy tight?


And so yes, He didn't write a will.

After then, things became crazy. He had two families, but his life insurance went to his mother because she was the one who signed up for it while he was single. He never changed it. He undoubtedly meant to, but life got in the way, and like many of us, he felt he had time.


Seeing it happen destroyed something inside me—not just because of the sadness, but also because it could have been averted so simply.


This post is not only about legal papers. It is a wake-up call, a moment of thought, and a heartfelt plea: don't wait. A written will is one of the most responsible and impactful things you can do for the people you love, no matter how old you are, whether you are married or single, or how much money you have.

Why a Written Will is so important

A will is not merely a formality. When you can't talk anymore, it's your voice that the law recognizes. Without it, even the people you love the most could not know what's going on or be in a fight.

A written will makes sure that:

Your wishes are followed when it comes to who gets what, who looks after your kids, and how your money is divided.

Avoiding unneeded legal turmoil, such unpleasant court fights or family fights.

Peace of mind—for both you and your loved ones.

I thought I was too young to care about these things. But my cousin's death made me remember that life doesn't wait for us to be ready.
Planning your estate doesn't have to be hard.
A lot of people think that making a will is expensive, takes a long time, or is exclusively for those with vast estates. That's not right.

What I've learnt is this:

You may start with something easy. A simple will can take care of your most crucial needs.

There are inexpensive tools and lawyers who can help you online.

The most important thing is to get started. You may always change it later.

The Core Benefits of Having a Written Will

Let’s break this down plainly—here’s what a will actually does for you and your family:

✅ Gives You Control

You decide what happens to your assets, not the courts. You get to name guardians for your kids and distribute belongings meaningfully.

✅ Stops things from going wrong

If you don’t write it down, the government uses default laws—which may not match your values, beliefs, or your family’s needs.

✅ Lessens Conflict

Clarity saves relationships. A clear, legally binding will can prevent heartbreaking misunderstandings and arguments.

✅ Makes the legal process easier

Probate becomes less stressful when your will outlines everything. It’s a final gift of peace to your family during a painful time.

How to Start (Even if You're New to This)

It could seem like a lot of work to start your will, but breaking it down into phases makes it easier to handle:



Write down what you own

Think about everything you own, such your bank accounts, property, vehicle, investments, and even things that are important to you.


Pick your beneficiaries

Who should get what? Be clear. If your scenario is unusual (such having dependents in multiple homes), make sure it shows.


Name a person to carry out your wishes

This individual will do what you want. Pick someone you really trust.

If you need it, get help

You can start with internet templates, but it's a good idea to talk to a professional, especially if your estate is complicated.



A Personal Note: Why I'm Writing This Right Now

Thanks for reading this far. This is a hard subject to talk about, but it's too vital to ignore.


I saw my cousin's family go through a lot of stress and trouble with money because they didn't do something as basic as amending a paperwork. And the fact is that any of us may be in that situation tomorrow. Accidents happen to everyone. Time doesn't either.


So I'm writing this not only to think about it, but also to remind myself.


If you care about your family, keep them safe. Not simply by being there, but also by what you plan to do.

💬 If you want to feel safe, take charge of your legacy now, not later.

Your Legacy Starts Now

It's not simply legal paperwork; estate planning is a method to remember the people you care about. It's how you show them you cared enough to get ready.


Writing a will doesn't make death arrive faster. It makes life and the changes that come with it a little easier on the people you will one day leave behind.


So now is the time to act, not out of fear but out of love.



🖊️ Get your will going. Change who will get your money. Write down what you want.

You owe it to yourself. You owe it to them, more than anything else.
💬 If you love your family, protect them. Not just with your presence—but with your plans.

💬 If you want peace of mind, take control of your legacy now—not later.

Final Thoughts: Your Legacy Begins Now

Estate planning is more than just legal paperwork—it’s a way to honor the people you love. It’s how you show them you cared enough to prepare.

Having a written will doesn’t make death come sooner. It makes life, and its transitions, a little bit gentler for the ones you’ll one day leave behind.

So let this be your moment to act—not out of fear, but out of love.

🖊️ Start your will. Update your beneficiaries. Write down your wishes.

You owe it to yourself. More importantly, you owe it to them.

About the Author

Jack Marbida is a husband, father, financial advisor, speaker, and writer. He helps Filipino families become financially secure and emotionally prepared through practical education and heart-centered conversations. As the founder of Online Advisors Financial Education, Jack shares insights on life, legacy, and faith through blogs, videos, and personal coaching.

📬 Got questions or need help with estate planning? Reach out to Jack at papajackph@gmail.com.

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